Certificate of deposits
Get competitive returns with saib savings certificates
- You can choose from a variety of (fixed return, variable return)
- Multiple return disbursement cycles to suit your various personal needs
- The return is calculated from the beginning of the day following the date of purchase of the certificate
- The value of the certificate is allowed to be redeemed after 6 months from the date of issuance according to the bank's redemption schedule
- The possibility of obtaining a facility/loan/credit card with a guarantee of the value of the certificate according to the bank's internal lending policy.
Certificate of deposit with fixed interest rate
PRIME (EGP)
- The certificate is issued to individual clients
- The certificate term is 3 years
- The minimum amount for issuing the certificate is 1,000 EGP and the certificate category is 1,000 EGP and its multiples
- The annual return is fixed at 22%
- The return payment period is monthly
- The possibility of redeeming the certificate after 6 months from the issuance of the certificate according to the applicable redemption schedules
- The possibility of obtaining a facility/loan/credit card with the certificate value as a guarantee according to the bank's internal policy
- The possibility of issuing a credit card with the certificate as a guarantee without issuance fees within 3 days from the date of linking the certificate.
Plus - (EGP)
- Certificate duration 3 years.
- Certificates are issued in denominations of EGP 500 and its multiples with no limit.
- Interest frequency: (Monthly, Quarterly) as per Customer's preference.
- Eligibility for Secured Overdraft/ Loan/ Credit Card against Certificate value according to bank's internal credit policy.
All terms and conditions apply
El Forsa - (USD)
- Certificate duration 3 years.
- Certificates are issued in denominations of USD100 and its multiples.
- Interest frequency: (Monthly, Quarterly, Semi-annually, or Annually).
- Offered to individual and non individual customers.
- Redemption possibility: allowed after Six months of the certificate issuance date.
- Interest rates are calculated on Fixed basis.
- Eligibility for Secured facility against Certificate value according to bank's internal credit policy.
All terms and conditions apply
Crystal (5years EGP)
- Certificate duration 5 years.
- Certificates are issued with minimum amount of EGP 5000 and its multiples with no limit and available to individual customers only.
- Fixed annual Interest rate.
- Interest frequency: Monthly.
- Eligibility for Secured Overdraft/ Loan/ Credit Card against Certificate value according to bank's internal credit policy.
All terms and conditions apply
CRYSTAL (3YEARS EGP)
- Certificate duration 3 years.
- Certificates are issued with minimum amount EGP10,000 & increases with the multiples of EGP1,000
- No Maximum limit for CDs issuance.
- Available to Individual Customers only.
- Fixed annual Interest rate up to 19.25%
- Different Interest frequency (Monthly, Quarterly, Annually)
- Certificates can be redeemed after the first six months of issuance, according to the bank redemption table.
- Eligibility for Secured Overdraft/ Loan/ Credit Card against Certificate value according to bank's internal credit policy.
Tamayoz CD
- Certificate duration 3 years.
- Certificates are issued with minimum amount of EGP 1 million with no limit
- Value date next working day of Certificate’s purchase date.
- Competitive fixed annual interest rate paid monthly
- Eligibility for Secured Overdraft/ Loan/ Credit Card against Certificate value according to bank's internal credit policy.
- Certificates can be redeemed after the first six months of issuance, according to the bank redemption table.
- Issuance of certificates from all saib branches in Egypt
Saver CD
- Certificate duration 3 years.
- Certificates are issued with minimum amount of EGP 5000 and it’s multiplies below 1 million EGP and available to individual customers only.
- Value date next working day of Certificate’s purchase date.
- Competitive fixed annual interest rate paid monthly
- Eligibility for Secured Overdraft/ Loan/ Credit Card against Certificate value according to bank's internal credit policy.
- Certificates can be redeemed after the first six months of issuance, according to the bank redemption table.
- Issuance of certificates from all channels (mobile banking – internet banking) & all saib branches in Egypt
Certificate of deposit with variable interest rate
saib One (EGP)
- Certificate duration 3 years.
- Certificates are issued in denominations of EGP 1,000 and its multiples with no limit.
- Interest frequency:(Daily)
- Interest rate is calculated according to the published CBE Corridor deposit rate Minus 1% (for Daily interest frequency).
- Eligibility for Secured Overdraft/ Loan/ Credit Card against Certificate value according to bank's internal policy.
All terms and conditions apply
saib Prime (EGP)
- Certificate duration 3 years.
- Certificates are issued in denominations of EGP 1,000 and its multiples with no limit.
- Interest frequency: (Monthly or Quarterly) as per customer's preference.
- Interest rate is calculated according to the published CBE Corridor deposit rate (Minus 0.5% for monthly interest frequency - Minus 0.25% for quarterly interest frequency)
- Eligibility for Secured Overdraft/ Loan/ Credit Card against Certificate value according to bank's internal policy.
